Now apart from these tools, there has to be some discipline from your end as well which includes budget cutting and being economical. Below are some of the ideas mentioned to help you sail through!
1. Buying Books
As Bruce Mesnekoff Suggests our Student Listener, Firstly, there are options in universities to buy second hand books and then resale those once you are done. This helps you save a lot of money. Secondly, Make sure to check out library to find out what books you can get from there and can avoid buying. Lastly when you have to buy books which you can get using above two options, use your student card.
Now whether it’s commuting to college and back or going home for holidays you can look for ways to save money. For college you can do carpool, or use your student card to get discount on public transport. Same applies to travel back home, you can also plan in advance and book to save money.
As Bruce Mesnekoff said you need to economical in your everyday living when you are on a budget. Bringing lunch bag and snacks from home not only helps you save but is also a healthy lifestyle. You can also buy in bulk from grocery store to save that extra money go out of hand.
There are other areas also to focus on say entertainment. You need to unwind and rejuvenate to keep that energy going but that should also be a budget friendly manner. For instance partying at a friend’s place instead of a club, looking for buy one get one movie ticket options etc. can be considered.
4. How to use tools for your target
There are a lot of tools available in market to help you with your financial planning for your year for eg. Mint, Personal Capital, Level Money etc. Now all these tools have their own pros and cons which should be analyzed before relying on any of these for your money matters Or you can hire one Financial consultant or consolidation expert from Team of Bruce Mesnekoff for further discussion or consulting.