Affordable payment options by Student Loan Consolidation Services.
We think everyone can agree that student loans are no fun to pay back, but ignoring them can have serious consequences (and it won’t make them go away.) If you’re worried about your student loans or don’t think you can afford your payments, contact Bruce Mesnekoff for help. No matter what your financial situation is, we can help you find an affordable repayment option.
2.) Research forgiveness options.
Loan forgiveness options.
There are legitimate ways to have your loans forgiven, but there are often very specific requirements you must meet in order to qualify. Research forgiveness programs ASAP, as it may affect your repayment strategy. For example, if you’re interested in Public Service Loan Forgiveness, you’ll want to make sure you have the right type of loans from the get-go (which may mean you have to consolidate), and you’ll want to make sure to get on an income-driven repayment plan.
3.) Set a budget.
Life after graduation gets real, real fast. To make a plan to tackle your student loans, you need to understand what money you have coming in, and what expenses you have going out. If you haven’t already, it’s important that you create a budget. This will help determine your repayment strategy. Here are some budgeting tips to help you get started.
4.) Sign up for automatic payments.
Sign up for automatic debit
If you don’t like thinking about your student loans, this is a great solution! Ok, ok, so you’ll still have to think about your loans and make sure you have the money in your account to cover your monthly payments, but you won’t have to worry about missing payments, writing checks, or logging into websites every month to pay your loans manually. Sign up for automatic debit through your loan servicer and your payments will be automatically taken from your bank account each month. As an added bonus, you get cashback or discount from bank and no delay in repayment.
5.) Make extra payments whenever you can (and specify how you want those payments applied).
Make extra payments after every 2-3 months.
Pay early. Pay often. Pay extra!!
If any questions please get back to I am always available with my team for any questions.
Contact Bruce mesnekoff for any further assistance
Student Loan Help Center General Manager Bruce Mesnekoff joins us to Discuss the Student Loan Situation in America
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